Because the patterns of delivering and monitoring health care are complex and changing and new payment systems are being created, it is absolutely essential that you completely understand the provisions of your health insurance plan. With increasingly expensive tests and treatments, and more and more controls over payment for medical care, your best insurance is to completely understand your insurance.
In this rapidly changing medical world there will have to be a greater effort and understanding by all the participants in medical care—patient, physician, the health care team and the governmental/insurance payers—to provide cost-effective state-of-the-art health care.
